Spend Power

Consumer Risk Report

Translate bank data into

Money Transfer Limits

Instant ACH Limits

Card Spend Limits

Money Transfer Limits

Instant ACH Limits

Card Spend Limits

Spend Power is an API that dynamically predicts credit risk with remarkable accuracy, leveraging thousands of data points from historical bank transaction data.

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Send data from any aggregator.

Send user transaction & balance data from any financial aggregator with our simple API

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Unlock Instant ACH without the risk.

Reimagine your payment flow with instant ACH, accelerate customer onboarding and grow revenue.

Predict Instant ACH Limit

Speed up 96% of funding events

Reduce return risk

Reward loyal customers with better limits

No debit card processing fees

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Accurate Card Spend Limits.

Give higher card spend limits, approve more customers, increase revenue and reduce risk. Here’s how:

Predict Card Spend Limit

Increase average spend limit by 20%

Reduce default risk

Dynamic spend limit increase for loyal customers

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Ship fast with a powerful and easy-to-use API

SDK's in multiple languages, in-depth documentation & understand the why behind the limit.